Pennsylvania Insurance Information Portal
Insurance in the Commonwealth of Pennsylvania became regulated following the establishment of the Pennsylvania Insurance Department (PID) under the Act of Assembly of April 4, 1873. The department was then restructured under the Insurance Department Act of May 17, 1921 and is led by an Insurance Commissioner.
The Insurance Commissioner is responsible for regulating the Commonwealth's insurance marketplace, overseeing licensed agents and insurance professionals, and managing the financial landscape of insurance firms in Pennsylvania. The Commissioner is also charged with ensuring that consumers are well educated, and residents are treated fairly.
PENNSYLVANIA INSURANCE 101
General information about the insurance industry in Pennsylvania
What is the Purpose of Insurance in Pennsylvania
The purpose of insurance in Pennsylvania is to protect businesses and individuals from personal risks, liability risks, or property risks that may otherwise lead to larger losses. Insurance contracts function to allow you (the insured) to transfer your risks to the insurance provider, by paying a fee (premium) for this protection.
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What Organizations Provide Protection to Insurance Consumers in Pennsylvania and What Do They Do?
The state of Pennsylvania protects its residents on the insurance market in multiple ways. Besides the overall regulation through the Pennsylvania Insurance Department (PID), state guaranty associations also play a pivotal role in the stability of the industry as a whole...
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How Insurance Works in Pennsylvania
Insurance in Pennsylvania is offered by the government, private, and public organizations...
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The Most Important Insurance
The desire to feel safe and secure is one of the basic human needs. Insurance helps us do just that, by making sure that we ourselves, the people around us, and our stuff are covered, in case of an emergency, loss, or damage.
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Things you should know about Pennsylvania insurance
How To Save Money on Insurance
The best thing one can do to save money on insurance Pennsylvania insurance, by type: Health, Auto, Home, Life, and Commercial.
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